{"id":2497,"date":"2017-07-10T18:18:57","date_gmt":"2017-07-10T18:18:57","guid":{"rendered":"https:\/\/www.alide.org.pe\/comites-tecnicos\/financiamiento-de-la-micro-pequena-y-mediana-empresa\/"},"modified":"2025-09-02T20:50:08","modified_gmt":"2025-09-02T20:50:08","slug":"financiamiento-de-la-micro-pequena-y-mediana-empresa","status":"publish","type":"page","link":"https:\/\/www.alide.org.pe\/en\/comites-tecnicos\/financiamiento-de-la-micro-pequena-y-mediana-empresa\/","title":{"rendered":"Financiamiento Mipyme"},"content":{"rendered":"

[vc_row][vc_column][vc_tta_tabs alignment=”center” active_section=”1″][vc_tta_section title=”Technical Committee” tab_id=”1500319308375-4c955934-8dd8″][vc_empty_space height=”20px”][vc_custom_heading text=”Financing of the MSME” font_container=”tag:h2|font_size:30px|text_align:left|color:%23013c7b” use_theme_fonts=”yes”][vc_row_inner equal_height=”yes”][vc_column_inner width=”1\/3″][vc_single_image image=”19024″ img_size=”full”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]The Technical Committee of ALIDE for the Financing of the Micro, Small and Medium-Sized Enterprises focuses its action on the analysis and promotion of good practices related to the financing of the sector in Latin America and the Caribbean. By holding technical meetings and publishing studies and documents, it proposes action guidelines to optimize the work performed by Development Banking in the promotion of development-oriented projects, with an emphasis on the use of financial technologies, inclusion, guarantees and innovation.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=”Articles” tab_id=”1500319308443-e55ac461-24cb”][vc_empty_space height=”20px”][vc_row_inner 0=””][vc_column_inner 0=””]

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Development Instruments with Gender Perspectives<\/h4>
Article published in Banca & Desarrollo magazine, April-June 2025<\/div><\/div><\/a><\/div>\n
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Digitalization and growth: an approach from the measurement of the impact of Banco Provincia\u2019s DNI Account on consumption<\/h4>
Article published in Banca & Desarrollo magazine, April-June 2025<\/div><\/div><\/a><\/div>\n
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Nacional Financiera: leader in the implementation of the gender approach in Development Banking for the empowerment of women in Mexico<\/h4>
Article published in Banca & Desarrollo magazine, January-March 2025<\/div><\/div><\/a><\/div>\n
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Impact of guarantees for SMEs during the crisis<\/h4>
Article published in Banca & Desarrollo magazine, October-December 2024<\/div><\/div><\/a><\/div>\n
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The development bank closest to the communities: Nafin offers its training in Mexico\u2019s native languages<\/h4>
Article published in Banca & Desarrollo magazine, July-September 2024<\/div><\/div><\/a><\/div>\n
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Women for Social Inclusion Program in Bolivia<\/h4>
Article published in Banca & Desarrollo magazine, July-September 2024<\/div><\/div><\/a><\/div>\n
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Women\u2019s Financial and Social Inclusion in LAC<\/h4>
Article published in Banca & Desarrollo magazine, April-June 2024<\/div><\/div><\/a><\/div>\n[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=”Documents” tab_id=”1500319375232-f4bce371-9260″][vc_empty_space height=”20px”][vc_row_inner 0=””][vc_column_inner width=”1\/4″][vc_single_image image=”32035″ img_size=”medium” onclick=”custom_link” link=”https:\/\/www.alide.org.pe\/wp-content\/uploads\/2018\/03\/inf17_ct_pymes.pdf”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_custom_heading text=”Role of Development Banks During the Crisis and in the Economic Recovery<\/p>\n
Basic Document, May 2021″ font_container=”tag:h4|font_size:18px|text_align:left|color:%23013c7b” use_theme_fonts=”yes”][vc_column_text 0=””]This document, divided into four chapters, takes a look at what the crisis has signified in Latin America and the Caribbean, and the action taken by development banks in that context.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″]
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English<\/h4>
Download<\/div><\/div><\/a><\/div>\n[\/vc_column_inner][\/vc_row_inner][vc_separator 0=””][vc_row_inner 0=””][vc_column_inner width=”1\/4″][vc_single_image image=”31994″ img_size=”medium” onclick=”custom_link” link=”http:\/\/#”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_custom_heading text=”Road to comprehensive security: Development banking forging the future of Latin America<\/h6>\n
Main Document, May 2025″ font_container=”tag:h4|font_size:18px|text_align:left|color:%23013c7b” use_theme_fonts=”yes”][vc_column_text 0=””]This publication examines how global crises \u2014from pandemics and climate change to geopolitical tensions and digital transformation\u2014 have exposed vulnerabilities that demand a broader vision of security. It highlights the strategic role of development banks in fostering resilience, inclusion, and sustainability, and offers recommendations for them to lead this transformation in the region.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″]
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English<\/h4>
Download<\/div><\/div><\/a><\/div>\n[\/vc_column_inner][\/vc_row_inner][vc_separator 0=””][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][vc_row disable_element=”yes”][vc_column][vc_tta_tabs alignment=”center” active_section=”1″][vc_tta_section title=”Technical Committee” tab_id=”1756536687938-b05f64c0-9664″][vc_custom_heading text=”Financing of the MSME” font_container=”tag:h2|font_size:30px|text_align:left|color:%23013c7b” use_theme_fonts=”yes”][vc_row_inner equal_height=”yes”][vc_column_inner width=”1\/3″][vc_single_image image=”19024″ img_size=”full”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]The Technical Committee of ALIDE for the Financing of the Micro, Small and Medium-Sized Enterprises focuses its action on the analysis and promotion of good practices related to the financing of the sector in Latin America and the Caribbean. By holding technical meetings and publishing studies and documents, it proposes action guidelines to optimize the work performed by Development Banking in the promotion of development-oriented projects, with an emphasis on the use of financial technologies, inclusion, guarantees and innovation.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=”Articles” tab_id=”1756536688006-feee680a-4564″][vc_row_inner 0=””][vc_column_inner 0=””]
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Los deudores como insumo del riesgo de cr\u00e9dito<\/h4>
Art\u00edculo publicado en la revista Banca & Desarrollo enero-marzo 2018<\/div><\/div><\/a><\/div>\n
<\/i><\/div>

La estrategia tecnol\u00f3gica de Banrural de Guatemala<\/h4>
Art\u00edculo publicado en la revista ALIDE octubre-diciembre 2017<\/div><\/div><\/a><\/div>\n
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Horizonte digital de la inclusi\u00f3n financiera<\/h4>
Art\u00edculo publicado en la revista ALIDE julio-setiembre 2017<\/div><\/div><\/a><\/div>\n
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La inclusi\u00f3n social de las microfinancieras<\/h4>
Art\u00edculo publicado en la revista ALIDE enero-marzo 2017<\/div><\/div><\/a><\/div>\n
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Claves para dinamizar los emprendimientos innovadores<\/h4>
Art\u00edculo publicado en la revista ALIDE julio-setiembre 2016<\/div><\/div><\/a><\/div>\n
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Empoderamiento econ\u00f3mico e inclusi\u00f3n financiera de mujeres empresarias en El Salvador<\/h4>
Art\u00edculo publicado en la revista ALIDE abril-junio 2016<\/div><\/div><\/a><\/div>\n
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Principios para el dise\u00f1o, implementaci\u00f3n y evaluaci\u00f3n de los sistemas p\u00fablicos de garant\u00eda del cr\u00e9dito para Pymes<\/h4>
Art\u00edculo publicado en la revista ALIDE enero-marzo 2016<\/div><\/div><\/a><\/div>\n
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Sistemas de garant\u00eda: competitividad con inclusi\u00f3n financiera<\/h4>
Art\u00edculo publicado en la revista ALIDE octubre-diciembre 2015<\/div><\/div><\/a><\/div>\n
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Iniciativas para fortalecer a las pymes en Europa<\/h4>
Art\u00edculo publicado en la revista ALIDE julio-setiembre 2015<\/div><\/div><\/a><\/div>\n
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Cr\u00e9dito a Empresas para financiar el desarrollo tecnol\u00f3gico de Argentina<\/h4>
Art\u00edculo publicado en la revista ALIDE, julio-setiembre 2015<\/div><\/div><\/a><\/div>\n
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BNDES y sus fondos Criatec para empresas innovadoras<\/h4>
Art\u00edculo publicado en la revista ALIDE, mayo-junio 2015<\/div><\/div><\/a><\/div>\n
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Multifinance: tecnolog\u00eda para bancarizar mipymes en Per\u00fa.<\/h4>
Art\u00edculo publicado en la revista ALIDE, enero-marzo 2015<\/div><\/div><\/a><\/div>\n
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Cofide y la \u00fanica cl\u00ednica que atiende negocios<\/h4>
Art\u00edculo publicado en la revista ALIDE, octubre-diciembre 2014<\/div><\/div><\/a><\/div>\n
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Fogaba: veinte a\u00f1os de respaldo a las mipymes<\/h4>
Art\u00edculo publicado en la revista ALIDE, octubre-diciembre 2014<\/div><\/div><\/a><\/div>\n
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Start-up y banca de desarrollo en ALC<\/h4>
Art\u00edculo publicado en la revista ALIDE, julio-setiembre 2014<\/div><\/div><\/a><\/div>\n
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Cobertura de riesgos para facilitar el cr\u00e9dito a las pymes<\/h4>
Art\u00edculo publicado en la revista ALIDE, abril-junio 2014<\/div><\/div><\/a><\/div>\n
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Canales no convencionales en la banca de desarrollo<\/h4>
Art\u00edculo publicado en la revista ALIDE, enero-marzo 2014<\/div><\/div><\/a><\/div>\n
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Bn: Pyme Verde: Inversiones amigables con el medio ambiente<\/h4>
Art\u00edculo publicado en la revista ALIDE, julio-setiembre de 2013<\/div><\/div><\/a><\/div>\n
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E-Desarrollo Empresarial Nafin para emprendedores y empresarios de Mipymes<\/h4>
Art\u00edculo publicado en la revista ALIDE, octubre-diciembre 2012<\/div><\/div><\/a><\/div>\n
<\/i><\/div>

Subastas para asignaci\u00f3n de recursos en l\u00ednea<\/h4>
Art\u00edculo publicado en la revista ALIDE, julio-setiembre 2012<\/div><\/div><\/a><\/div>\n
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Finanzas al servicio de la peque\u00f1a empresa.<\/h4>
Art\u00edculo publicado en la revista ALIDE, enero-marzo de 2012<\/div><\/div><\/a><\/div>\n
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Garant\u00edas se multiplicaron por diez en \u00faltima d\u00e9cada<\/h4>
Art\u00edculo publicado en la revista ALIDE, octubre-diciembre de 2010<\/div><\/div><\/a><\/div>\n
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Emprendimientos con rumbo mejorado.<\/h4>
Art\u00edculo publicado en la revista ALIDE, octubre-diciembre de 2010<\/div><\/div><\/a><\/div>\n
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Alianza para masificar las microfinanzas rurales: el caso de BRDE<\/h4>
Art\u00edculo publicado en la revista ALIDE, enero-marzo de 2011<\/div><\/div><\/a><\/div>\n[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=”Documents” tab_id=”1756536688362-84c6fcbd-31b4″][vc_custom_heading text=”Informe de la reuni\u00f3n del Comit\u00e9 T\u00e9cnico de ALIDE para el Financiamiento de la Micro, Peque\u00f1a y Mediana Empresa<\/h6>\n
Informe, ALIDE, junio de 2017″ font_container=”tag:h4|font_size:18px|text_align:left|color:%23013c7b” use_theme_fonts=”yes”][vc_row_inner 0=””][vc_column_inner width=”1\/4″][vc_single_image image=”3089″ img_size=”medium” onclick=”custom_link” link=”https:\/\/www.alide.org.pe\/wp-content\/uploads\/2018\/03\/inf17_ct_pymes.pdf”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text 0=””]La reuni\u00f3n del comit\u00e9 tuvo como tema central: \u201cInnovaci\u00f3n tecnol\u00f3gica digital y masificaci\u00f3n de servicios financieros a las Mipymes: el papel de los bancos de desarrollo\u201d. Su finalidad fue compartir experiencias innovadoras en la prestaci\u00f3n de servicios a las Mipymes a trav\u00e9s de plataformas de Internet y servicios de atenci\u00f3n digitales, los cuales operan como oficinas virtuales, u otros medios a distancia que brindan servicios bancarios que apoyan al acceso y atienden con rapidez las necesidades del sector.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″]
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Espa\u00f1ol<\/h4>
Descargar<\/div><\/div><\/a><\/div>\n[\/vc_column_inner][\/vc_row_inner][vc_separator 0=””][vc_custom_heading text=”Banca de Desarrollo y financiamiento en una era de cambios tecnol\u00f3gicos<\/h6>\n
Documento B\u00e1sico, ALIDE 47, mayo de 2017″ font_container=”tag:h4|font_size:18px|text_align:left|color:%23013c7b” use_theme_fonts=”yes”][vc_row_inner 0=””][vc_column_inner width=”1\/4″][vc_single_image image=”641″ img_size=”medium” onclick=”custom_link” link=”http:\/\/#”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text 0=””]El documento b\u00e1sico plantea un an\u00e1lisis detallado de tres campos trascendentales para el desarrollo de las econom\u00edas de Latinoam\u00e9rica y el accionar de la Banca de Desarrollo: disrupci\u00f3n tecnol\u00f3gica, transformaci\u00f3n estructural e infraestructura sostenible y ambiental. A partir de ello, propone reformas estrat\u00e9gicas enfocadas en la mejora de la productividad y una participaci\u00f3n m\u00e1s activa de la Banca de Desarrollo. Tambi\u00e9n se describen casos exitosos de financiamiento en los campos referidos. [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″]
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Espa\u00f1ol<\/h4>
Descargar<\/div><\/div><\/a><\/div>\n[\/vc_column_inner][\/vc_row_inner][vc_separator 0=””][vc_custom_heading text=”Informe de la reuni\u00f3n del Comit\u00e9 t\u00e9cnico de ALIDE para el Financiamientode la Micro, Peque\u00f1a y Mediana Empresa<\/h6>\n
ALIDE, junio de 2016″ font_container=”tag:h4|font_size:18px|text_align:left|color:%23013c7b” use_theme_fonts=”yes”][vc_row_inner 0=””][vc_column_inner width=”1\/4″][vc_single_image image=”640″ img_size=”medium” onclick=”custom_link” link=”http:\/\/#”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text 0=””]El documento b\u00e1sico plantea un an\u00e1lisis detallado de tres campos trascendentales para el desarrollo de las econom\u00edas de Latinoam\u00e9rica y el accionar de la Banca de Desarrollo: disrupci\u00f3n tecnol\u00f3gica, transformaci\u00f3n estructural e infraestructura sostenible y ambiental. A partir de ello, propone reformas estrat\u00e9gicas enfocadas en la mejora de la productividad y una participaci\u00f3n m\u00e1s activa de la Banca de Desarrollo. Tambi\u00e9n se describen casos exitosos de financiamiento en los campos referidos. [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″]
<\/i><\/div><\/div>

Espa\u00f1ol<\/h4>
Descargar<\/div><\/div><\/a><\/div>\n[\/vc_column_inner][\/vc_row_inner][vc_separator 0=””][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][vc_row 0=””][vc_column 0=””][vc_column_text 0=””]<\/h6>\n

[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_tta_tabs alignment=”center” active_section=”1″][vc_tta_section title=”Technical Committee” tab_id=”1500319308375-4c955934-8dd8″][vc_empty_space height=”20px”][vc_custom_heading text=”Financing of the MSME” font_container=”tag:h2|font_size:30px|text_align:left|color:%23013c7b” use_theme_fonts=”yes”][vc_row_inner equal_height=”yes”][vc_column_inner width=”1\/3″][vc_single_image image=”19024″ img_size=”full”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]The Technical Committee of ALIDE for the Financing of [\u2026]<\/span><\/p>\n","protected":false},"author":3,"featured_media":0,"parent":2492,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-2497","page","type-page","status-publish","hentry"],"yoast_head":"\nFinanciamiento Mipyme - ALIDE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.alide.org.pe\/en\/comites-tecnicos\/financiamiento-de-la-micro-pequena-y-mediana-empresa\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financiamiento Mipyme - ALIDE\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][vc_tta_tabs alignment=”center” active_section=”1″][vc_tta_section title=”Technical Committee” tab_id=”1500319308375-4c955934-8dd8″][vc_empty_space height=”20px”][vc_custom_heading text=”Financing of the MSME” font_container=”tag:h2|font_size:30px|text_align:left|color:%23013c7b” use_theme_fonts=”yes”][vc_row_inner equal_height=”yes”][vc_column_inner width=”1\/3″][vc_single_image image=”19024″ img_size=”full”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]The Technical Committee of ALIDE for the Financing of [\u2026]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.alide.org.pe\/en\/comites-tecnicos\/financiamiento-de-la-micro-pequena-y-mediana-empresa\/\" \/>\n<meta property=\"og:site_name\" content=\"ALIDE\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/alideoficial\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-02T20:50:08+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@_ALIDE_\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.alide.org.pe\/en\/comites-tecnicos\/financiamiento-de-la-micro-pequena-y-mediana-empresa\/\",\"url\":\"https:\/\/www.alide.org.pe\/en\/comites-tecnicos\/financiamiento-de-la-micro-pequena-y-mediana-empresa\/\",\"name\":\"Financiamiento Mipyme - 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